Dime Foundation focuses on developing countries where the poorest people have very few opportunities to lift themselves out of poverty. Within those countries Dime Foundation is identifying those in poverty that do not have the opportunity for business ownership or meaningful work. With a balance between both the rural and urban poor, Dime Foundation will identify those that are most marginalized such as widows, child headed households, women, minorities and other disadvantaged persons. Beneficiaries will be chosen without regard to race, creed, religion, disability or age. By providing loans, business training and ethics education to the underprivileged they are equipped to lift themselves out of poverty. Some of the main activities DIME focuses on include:

Establishing accounting and loan portfolio management systems

Training of trainers for program development

Selection of local groups as loan recipients

Training and development of local groups in leadership, management, accounting, monitoring and reporting

Repayment of member loans to the group

Repayment of the group loan to the implementing agency

Outcome and impact evaluation and report

In each country the provision of loans, business training and education will allow impoverished persons to lift themselves and their families from poverty.